Meet Shawn • A Charlotte Area Fund & Mecklenburg County ABC Board Client Testimonial

We share inspiring transformations made possible by the Charlotte Area Fund (CAF) & the Mecklenburg County ABC Board. Here we are featuring Shawn in our video below (scroll down the page to view the video if needed).
 

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Download CAF’s printable success on Shawn HERE.

 

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Black History Lives in Us

Black history is often taught as something behind us—a chapter completed, a struggle survived. But the truth is more demanding, and more hopeful: Black history is alive. It breathes through the people who carry its lessons forward, who refuse to let progress stall, and who show up every day to translate history into opportunity.

As we recognize Black History Month in 2026, the theme calls us not only to remember, but to embody. To understand Black history not as a static story, but as a living force that shapes how we treat one another, how we build systems, and how we decide who belongs at the center of opportunity—and who is left waiting on the margins.

At Charlotte Area Fund, we see this truth daily. Black history lives in our clients striving for stability, in parents choosing hope over despair, and in the quiet determination of individuals rebuilding their lives one step at a time. It lives in our work because it must.

One of our team members, Terry Howard, captured this reality with striking clarity:

“Black History lives in me because it’s the foundational core for Justice, Equality, and Humanity for all that resides in me. Never to retreat or abandon the battlefield of Righteousness, especially those who reside on the outskirts of Hope.”

That battlefield is not abstract. It exists in classrooms where potential goes underfunded. In job markets where access is uneven. In neighborhoods where opportunity too often depends on zip code. History teaches us how we got here—but responsibility asks what we will do now.

Charlotte Area Fund Senior Intake Coordinator, Jerrod Settles, reminds us that honoring Black history is not symbolic work; it is daily, practical, and urgent:

“Honoring Black History today means committing to showing up every day to do work that creates real opportunity. We help our community and our clients that way to help them achieve their goals and dreams.”

Showing up matters. Consistency matters. Systems matter. At Charlotte Area Fund, our mission is to help individuals and families move from crisis to stability and toward self-sufficiency. That mission is inseparable from Black history, because economic justice has always been central to the Black freedom struggle.

Ashley Williams-Hatcher, Charlotte Area Fund’s Program Director, speaks to the generational power of that struggle:

“Black History lives in me through the lessons passed down, the strength I carry, and the impact I strive to make.”

Those lessons—resilience, courage, accountability, and faith in collective progress—are not relics. They are tools. And in 2026, they are more necessary than ever.

If Black history lives in us, then so does the obligation to act: to invest in people, to build pathways to opportunity, and to ensure that progress is not promised but delivered. The measure of how we honor Black history will not be found in what we say this month—but in what we sustain long after it ends.

At Charlotte Area Fund, we are committed to that work. Because history doesn’t just ask to be remembered.

It asks to be continued.

We share inspiring transformations made possible by the Charlotte Area Fund (CAF). Here we are featuring R. Branon in our video below (scroll down the page to view the video if needed).

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Like, share, subscribe for more inspiring stories. For more about CAF, visit www.charlotteareafund.org.

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives

We share inspiring transformations made possible by the Charlotte Area Fund (CAF) & the Financial Opportunity Center®. Here we are featuring Courtney Studivant in our video below (scroll down the page to view the video if needed).

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Like, share, subscribe for more inspiring stories. For more about CAF, visit www.charlotteareafund.org.

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives

We share inspiring transformations made possible by the Charlotte Area Fund (CAF) & the Financial Opportunity Center®. Here we are featuring staff member, Damiko Faulkner, that has a message for you in our video below (scroll down the page to view the video if needed).

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives

We share inspiring transformations made possible by the Charlotte Area Fund (CAF) & the Financial Opportunity Center®. Here we are featuring Lacy Martin in our video below (scroll down the page to view the video if needed).

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Like, share, subscribe for more inspiring stories. For more about CAF, visit www.charlotteareafund.org.

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives

We share inspiring transformations made possible by the Charlotte Area Fund (CAF). Here we are featuring I. Davenport in our video below (scroll down the page to view the video if needed).

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Like, share, subscribe for more inspiring stories. For more about CAF, visit www.charlotteareafund.org.

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives

We share inspiring transformations made possible by the Charlotte Area Fund (CAF). Here we are featuring D. Woodberry in our video below (scroll down the page to view the video if needed).

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives

The Courage To Remain Maladjusted


Dr. Martin Luther King Jr. lived a profoundly prophetic life, issuing a clarion call for our nation to end racial discrimination, economic injustice, and religious bigotry. He reminded us that there are some wrongs to which we should never adjust.

“I must honestly say to you that I never intend to adjust myself to racial segregation and discrimination. I never intend to adjust myself to religious bigotry. I never intend to adjust myself to economic conditions that will take necessities from the many to give luxuries to the few, [and] leave millions of God’s children smothering in an airtight cage of poverty in the midst of an affluent society. The madness of militarism, and the self-defeating effects of physical violence must not be our way of life.”

For Dr. King, this refusal to adjust was not born of resentment or rage. It was a moral commitment — a steadfast belief that people of conscience must remain maladjusted to injustice. To be maladjusted in this way is to refuse to normalize cruelty, overlook inequality, or accept oppression as inevitable. It is to act with compassion, courage, and a deep sense of responsibility to one another.

Today, many feel burdened by division, fear, and frustration. For some, the dream Dr. King envisioned feels distant — even fractured. Yet he warned us never to let injustice harden into bitterness or violence. When anger becomes our resting place, it corrodes both the individual and the community.

At Charlotte Area Fund, we believe that remaining maladjusted to injustice must be paired with service. We serve people as human beings — not as labels, categories, or stereotypes. We meet individuals where they are and walk alongside them as they build stability, opportunity, and dignity.

This is how we honor Dr. King’s legacy: 

By refusing to adjust to injustice — and refusing to surrender our humanity in the process.

Nicholas V. Wharton, President & CEO
Charlotte Area Fund, Inc.
Mecklenburg County’s Community Action Agency



CAF staff members, Ashley Williams-Hatcher and Tracy L. Johnson, share how the legacy of Rev. Dr. Martin Luther King, Jr. inspires and impacts the lives of countless people worldwide. Click each image below to play their respective video.

Ashley Williams-Hatcher, our Director of Programs, shares how the legacy of Rev. Dr. Martin Luther King, Jr. impacts our lives each and every day in our video below (scroll down the page to view the video if needed).

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Like, share, subscribe for more inspiring stories. For more about CAF, visit www.charlotteareafund.org.

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#CharlotteAreaFund #CAF #mecklenburgcounty #charlottenonprofit #charlotteclasses #earnwhileyoulearn #charlottenc #charlotte #NCCAA #NCAP #FightingPoverty #TransformingLives